This institution is no longer active

Operations ceased on December 12, 1998. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF SOUTHEAST MISSOURI

POPLAR BLUFF, MO · Supervised by FDIC

Est. 1951FDIC #17,043RSSD: FDIC-17043

Part ofU.S. Bancorp→ View all charters

Satisfactory Down

Current rating · Exam: December 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

200 South Main Street, POPLAR BLUFF, MO

County

Butler County

Established

September 25, 1951

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1997

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$951M

Net Loans

$677M

Net Income

$10M

ROA

1.21%

ROE

17.89%

Risk-Based Capital

12.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1995

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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