This institution is no longer active

Operations ceased on December 31, 1996. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF MONETT

MONETT, MO · Supervised by FDIC

Est. 1893FDIC #4,553RSSD: FDIC-4553

Part ofU.S. Bancorp→ View all charters

Outstanding

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

322 Broadway, MONETT, MO

County

Barry County

Established

January 1, 1893

Total Assets

$95M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$95M

Total Deposits

$80M

Net Loans

$72M

Net Income

$1M

ROA

1.38%

ROE

16.46%

Risk-Based Capital

15.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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