This institution is no longer active

Operations ceased on March 25, 1988. CRA examination history below reflects the period it was active.

MERCANTILE BANK

CLAYTON, MO · Supervised by OTS

Est. 1913FDIC #1,085

Outstanding Up

Current rating · Exam: March 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

8000 Maryland Avenue, CLAYTON, MO

County

St. Louis County

Established

September 9, 1913

Total Assets

$4.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 29, 1993

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

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Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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