This institution is no longer active

Operations ceased on October 29, 1993. CRA examination history below reflects the period it was active.

MEGA BANK OF ST. CHARLES COUNTY

ST. CHARLES COUNTY, MO · Supervised by FDIC

Est. 1986FDIC #26,685RSSD: FDIC-26685

Part ofMEGA BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: November 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.50%

Institution Profile

FDIC BankFind

Address

1416 Harvestowne Industrial Drive, ST. CHARLES COUNTY, MO

County

St. Charles County

Established

May 22, 1986

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$21M

Total Deposits

$18M

Net Loans

$13M

Net Income

$79K

ROA

0.50%

ROE

4.96%

Risk-Based Capital

16.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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