This institution is no longer active

Operations ceased on February 18, 1994. CRA examination history below reflects the period it was active.

MEGA BANK OF ST. ANN

ST. ANN, MO · Supervised by FDIC

Est. 1954FDIC #17,311RSSD: FDIC-17311

Part ofMAGNA GROUP INC→ View all charters

Needs to Improve Down

Current rating · Exam: July 1992

CompareWatch

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.80%

Institution Profile

FDIC BankFind

Address

10449 St. Charles Rock Road, ST. ANN, MO

County

St. Louis County

Established

March 15, 1954

Total Assets

$149M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$149M

Total Deposits

$135M

Net Loans

$90M

Net Income

$1M

ROA

0.80%

ROE

10.00%

Risk-Based Capital

13.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b0db8636-6f9c-406b-b544-ed8b755ded20"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: