This institution is no longer active

Operations ceased on September 29, 2018. CRA examination history below reflects the period it was active.

MEDINA SAVINGS AND LOAN ASSOCIATION

MEDINA, NY · Supervised by FDIC

Est. 1851FDIC #30,547RSSD: FDIC-30547

Satisfactory

Current rating · Exam: August 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.28%

Institution Profile

FDIC BankFind

Address

11182 Maple Ridge Road, MEDINA, NY

County

Orleans County

Established

January 1, 1851

Total Assets

$55M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$55M

Total Deposits

$51M

Net Loans

$27M

Net Income

$-77K

ROA

-0.28%

ROE

-4.28%

Risk-Based Capital

20.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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