This institution is no longer active
Operations ceased on June 23, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$646M
Net Loans
$737M
Net Income
$3M
ROA
1.16%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.71%
Risk-Based Capital
15.15%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 251 | 64.14% | 19.12% |
| 2018 | 214 | 66.82% | 14.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1999 | Satisfactory | Large Bank |
| Dec 1996 | Outstanding | Small Bank |
| Apr 1995 | Outstanding | Not Reported |
1 previous rating locked — back to 1993
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Address
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Established
Total Assets