Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$366M
Total Deposits
$301M
Net Loans
$255M
Net Income
$670K
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.54%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 44 | 81.82% | 9.09% |
| 2023 | 68 | 70.59% | 16.18% |
| 2022 | 126 | 65.08% | 19.05% |
| 2021 | 164 | 52.44% | 20.73% |
| 2020 | 230 | 56.09% | 16.52% |
| 2019 | 163 | 58.28% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Small Bank |
| Feb 2021 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Small Bank |
4 previous ratings locked — back to 2004
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Total Branches
7
Branch Deposits
$304M
1-Year Change
0
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Preview:
| 2018 | 162 | 66.67% | 14.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red