This institution is no longer active
Operations ceased on May 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$585M
Total Deposits
$446M
Net Loans
$463M
Net Income
$412K
ROA
0.30%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.36%
Risk-Based Capital
9.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 364 | 83.79% | 6.32% |
| 2018 | 334 | 79.94% | 5.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2017 | Satisfactory | Intermediate Small Bank |
| Mar 2015 | Satisfactory | Intermediate Small Bank |
| Jan 2014 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Total Assets