This institution is no longer active

Operations ceased on September 30, 1990. CRA examination history below reflects the period it was active.

MARYLAND STATE BANK

SALISBURY, MD · Supervised by FDIC

Est. 1908FDIC #11,374RSSD: FDIC-11374

Part ofBANK MARYLAND CORP→ View all charters

Needs to Improve

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.52%

Institution Profile

FDIC BankFind

Address

1300 South Salisbury Boulevard, SALISBURY, MD

County

Wicomico County

Established

January 1, 1908

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 23, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$69M

Total Deposits

$63M

Net Loans

$51M

Net Income

$-181K

ROA

-0.52%

ROE

-6.48%

Risk-Based Capital

9.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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