This institution is no longer active
Operations ceased on May 19, 2006. CRA examination history below reflects the period it was active.
OWINGS MILLS, MD · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$94M
Total Deposits
$85M
Net Loans
$63M
Net Income
$39K
ROA
0.17%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.72%
Risk-Based Capital
11.85%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2003 | Satisfactory | Small Bank |
| Apr 1998 | Satisfactory | Small Bank |
| Feb 1995 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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County
Established
Total Assets