This institution is no longer active

Operations ceased on April 1, 2001. CRA examination history below reflects the period it was active.

M&I MERCHANTS BANK

RHINELANDER, WI · Supervised by FDIC

Est. 1886FDIC #15,153RSSD: FDIC-15153

Part ofMARSHALL&ILSLEY CORP→ View all charters

Outstanding Same

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.33%

Institution Profile

FDIC BankFind

Address

7 North Brown Street, RHINELANDER, WI

County

Oneida County

Established

May 5, 1886

Total Assets

$261M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$261M

Total Deposits

$202M

Net Loans

$205M

Net Income

$871K

ROA

1.33%

ROE

13.95%

Risk-Based Capital

12.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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