This institution is no longer active

Operations ceased on April 1, 2001. CRA examination history below reflects the period it was active.

M&I CITIZENS AMERICAN BANK

MERRILL, WI · Supervised by FDIC

Est. 1933FDIC #14,728RSSD: FDIC-14728

Part ofMARSHALL&ILSLEY CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

900 East Main Street, MERRILL, WI

County

Lincoln County

Established

March 1, 1933

Total Assets

$80M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$80M

Total Deposits

$68M

Net Loans

$57M

Net Income

$189K

ROA

0.89%

ROE

12.51%

Risk-Based Capital

12.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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