🏦Bank Scorer

This institution is no longer active

Operations ceased on January 1, 2009. CRA examination history below reflects the period it was active.

MAINE BANK & TRUST COMPANY

PORTLAND, ME · Supervised by FDIC

Est. 1991FDIC #33,525RSSD: FDIC-33525
Outstanding Same

Current rating · Exam: November 2006

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.79%

Institution Profile

FDIC BankFind

Address

467 Congress Street, PORTLAND, ME

County

Cumberland County

Established

November 20, 1991

Total Assets

$430M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2006

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$430M

Total Deposits

$279M

Net Loans

$305M

Net Income

$3M

ROA

0.79%

ROE

3.83%

Risk-Based Capital

11.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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