Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.3B
Net Loans
$1.3B
Net Income
$2M
ROA
0.53%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.86%
Risk-Based Capital
17.52%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 658 | 70.97% | 10.94% |
| 2022 | 724 | 73.2% | 8.98% |
| 2021 | 718 | 74.51% | 5.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$1.4B
1-Year Change
-4
5-year net change: -7 branches
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