This institution is no longer active
Operations ceased on May 31, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$603M
Total Deposits
$476M
Net Loans
$430M
Net Income
$1M
ROA
0.97%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.08%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 726 | 82.64% | 7.99% |
| 2020 | 358 | 86.87% | 6.70% |
| 2019 | 297 | 82.49% | 10.44% |
| 2018 | 324 | 85.19% | 4.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2003
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Total Assets