Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.3B
Net Loans
$2.2B
Net Income
$6M
ROA
0.87%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.90%
Risk-Based Capital
15.02%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 844 | 66.82% | 22.39% |
| 2023 | 1,055 | 68.06% | 17.73% |
| 2022 | 1,257 | 69.69% | 17.02% |
| 2021 | 1,437 | 71.75% | 12.94% |
| 2020 | 1,582 | 65.36% | 16.56% |
| 2019 | 1,050 | 64.67% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Outstanding | Large Bank |
| Nov 2022 | Outstanding | Large Bank |
| Jun 2019 | Outstanding | Large Bank |
8 previous ratings locked — back to 1991
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Total Branches
15
Branch Deposits
$2.3B
1-Year Change
0
5-year net change: -1 branches
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| 18.95% |
| 2018 | 914 | 64.77% | 18.71% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red