🏦Bank Scorer

This institution is no longer active

Operations ceased on October 8, 2016. CRA examination history below reflects the period it was active.

LOCKPORT SAVINGS BANK

BUFFALO, NY · Supervised by FDIC

Est. 1870FDIC #16,004RSSD: FDIC-16004
Part ofKEYCORP→ View all charters
Satisfactory Same

Current rating · Exam: November 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.01%

Institution Profile

FDIC BankFind

Address

726 Exchange Street, BUFFALO, NY

County

Erie County

Established

January 1, 1870

Total Assets

$32.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2016Call Report / FDIC

Total Assets

$32.9B

Total Deposits

$27.3B

Net Loans

$23.0B

Net Income

$-3,382K

ROA

-0.01%

ROE

-0.10%

Risk-Based Capital

11.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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