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This institution is no longer active

Operations ceased on January 4, 2021. CRA examination history below reflects the period it was active.

LITCHFIELD BANCORP

LITCHFIELD, CT · Supervised by FDIC

Est. 1850FDIC #18,209RSSD: FDIC-18209
Part ofCONNECTICUT MUTUAL HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: April 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.32%

Institution Profile

FDIC BankFind

Address

294 West Street, LITCHFIELD, CT

County

Litchfield County

Established

January 1, 1850

Total Assets

$311M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2020Call Report / FDIC

Total Assets

$311M

Total Deposits

$285M

Net Loans

$211M

Net Income

$875K

ROA

0.32%

ROE

4.21%

Risk-Based Capital

13.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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