This institution is no longer active

Operations ceased on January 1, 1992. CRA examination history below reflects the period it was active.

LINCOLN TRUST COMPANY

HINGHAM, MA · Supervised by FDIC

Est. 1966FDIC #19,621RSSD: FDIC-19621

Part ofEXCEL BCORP INC→ View all charters

Needs to Improve

Current rating · Exam: August 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.34%

Institution Profile

FDIC BankFind

Address

11 Fearing Road, HINGHAM, MA

County

Plymouth County

Established

August 11, 1966

Total Assets

$182M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 17, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$182M

Total Deposits

$167M

Net Loans

$113M

Net Income

$-2,688K

ROA

-1.34%

ROE

-20.71%

Risk-Based Capital

10.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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