🏦Bank Scorer

This institution is no longer active

Operations ceased on September 6, 2008. CRA examination history below reflects the period it was active.

LINCOLN STATE BANK

MILWAUKEE, WI · Supervised by FDIC

Est. 1919FDIC #13,028RSSD: FDIC-13028
Part ofBANK OF MONTREAL→ View all charters
Outstanding Same

Current rating · Exam: September 2006

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.17%

Institution Profile

FDIC BankFind

Address

1000 North Water Street, MILWAUKEE, WI

County

Milwaukee County

Established

January 1, 1919

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2006

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.0B

Net Loans

$967M

Net Income

$-1,154K

ROA

-0.17%

ROE

-1.21%

Risk-Based Capital

12.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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