🏦Bank Scorer

LEWIS & CLARK BANK

OREGON CITY, OR · Supervised by FDIC

Est. 2006FDIC #58,428RSSD: FDIC-58428
Part ofLEWIS&CLARK BCORP→ View all charters
Needs to Improve Down

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.15%

Institution Profile

FDIC BankFind

Address

15960 Agnes Ave, OREGON CITY, OR

County

Clackamas County

Established

December 15, 2006

Total Assets

$353M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2029(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$353M

Total Deposits

$253M

Net Loans

$148M

Net Income

$393K

ROA

0.15%

ROE

1.39%

Risk-Based Capital

21.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$244M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201811100%0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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