Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$353M
Total Deposits
$253M
Net Loans
$148M
Net Income
$393K
ROA
0.15%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.39%
Risk-Based Capital
21.24%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 11 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
13
Since 2018
28
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Needs to Improve | Small Bank |
| Oct 2018 | Satisfactory | Small Bank |
| Jun 2012 | Satisfactory | Small Bank |
1 previous rating locked — back to 2009
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$244M
1-Year Change
0
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 2 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 1 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 4 | 0 |
| April 2026 | 1 | 0 |
| May 2026 | 3 | 0 |
Data through May 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.