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This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

LEICESTER SAVINGS BANK

LEICESTER, MA · Supervised by FDIC

Est. 1869FDIC #90,222RSSD: FDIC-90222
Satisfactory Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.04%

Institution Profile

FDIC BankFind

Address

1084 Main Street, LEICESTER, MA

County

Worcester County

Established

April 17, 1869

Total Assets

$30M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$30M

Total Deposits

$30M

Net Loans

$19M

Net Income

$-1,934K

ROA

-6.04%

ROE

-160.26%

Risk-Based Capital

0.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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