Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$290M
Total Deposits
$265M
Net Loans
$156M
Net Income
$-327K
ROA
-0.45%
Below avg for Small banks. Peer avg: 0.44%
ROE
-6.00%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 151 | 78.15% | 7.95% |
| 2023 | 117 | 79.49% | 4.27% |
| 2022 | 146 | 84.25% | 6.85% |
| 2021 | 224 | 85.71% | 6.25% |
| 2020 | 207 | 88.89% | 4.83% |
| 2019 | 143 | 86.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
| Jan 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$260M
1-Year Change
-1
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Preview:
| 2018 | 135 | 83.7% | 8.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red