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This institution is no longer active

Operations ceased on March 26, 1999. CRA examination history below reflects the period it was active.

LAFAYETTE AMERICAN BANK

BRIDGEPORT, CT · Supervised by FDIC

Est. 1965FDIC #19,353RSSD: FDIC-19353
Part ofHUDSON UNITED BCORP→ View all charters
Satisfactory Down

Current rating · Exam: October 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.53%

Institution Profile

FDIC BankFind

Address

1087 Broad Street, BRIDGEPORT, CT

County

Fairfield County

Established

January 29, 1965

Total Assets

$2.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1998

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$2.5B

Total Deposits

$1.7B

Net Loans

$1.0B

Net Income

$13M

ROA

0.53%

ROE

6.58%

Risk-Based Capital

13.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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