Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$92M
Total Deposits
$71M
Net Loans
$71M
Net Income
$160K
ROA
0.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.57%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Outstanding | Small Bank |
| Jan 2020 | Outstanding | Small Bank |
| Sep 2014 | Outstanding | Small Bank |
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$68M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/ladysmith-federal-savings-and-loan-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: