This institution is no longer active
Operations ceased on January 31, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$888M
Net Income
$15M
ROA
0.92%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.95%
Risk-Based Capital
15.65%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 126 | 66.67% | 26.19% |
| 2023 | 152 | 55.26% | 31.58% |
| 2022 | 224 | 64.29% | 22.77% |
| 2021 | 380 | 70% | 15.26% |
| 2020 | 473 | 67.44% | 18.82% |
| 2019 | 298 | 50.34% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
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Total Branches
17
Branch Deposits
$1.4B
1-Year Change
+1
5-year net change: -3 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 401 | 55.11% | 27.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red