This institution is no longer active

Operations ceased on March 1, 1997. CRA examination history below reflects the period it was active.

KILBOURN STATE BANK

MILWAUKEE, WI · Supervised by FDIC

Est. 1915FDIC #1,510RSSD: FDIC-1510

Satisfactory Down

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.95%

Institution Profile

FDIC BankFind

Address

6055 West Lisbon Avenue, MILWAUKEE, WI

County

Milwaukee County

Established

February 18, 1915

Total Assets

$95M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$95M

Total Deposits

$72M

Net Loans

$58M

Net Income

$2M

ROA

1.95%

ROE

12.51%

Risk-Based Capital

26.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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