🏦Bank Scorer

This institution is no longer active

Operations ceased on June 30, 1997. CRA examination history below reflects the period it was active.

KEY BANK OF NEW YORK

ALBANY, NY · Supervised by FDIC

Est. 1825FDIC #6,937RSSD: FDIC-6937
Part ofKeyCorp→ View all charters
Outstanding Same

Current rating · Exam: April 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

66 South Pearl Street, ALBANY, NY

County

Albany County

Established

April 1, 1825

Total Assets

$15.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$15.6B

Total Deposits

$11.1B

Net Loans

$10.5B

Net Income

$45M

ROA

1.17%

ROE

18.27%

Risk-Based Capital

11.19%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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