Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.4B
Net Loans
$1.5B
Net Income
$3M
ROA
0.56%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.29%
Risk-Based Capital
18.27%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,399 | 74.62% | 11.01% |
| 2023 | 1,400 | 72.43% | 13.14% |
| 2022 | 1,896 | 76.16% | 9.12% |
| 2021 | 2,062 | 77.21% | 8.05% |
| 2020 | 1,895 | 79.58% | 6.60% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
8
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: +2 branches
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