This institution is no longer active
Operations ceased on April 22, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$325M
Total Deposits
$288M
Net Loans
$172M
Net Income
$2M
ROA
2.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.36%
Risk-Based Capital
21.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 93.51% | 3.90% |
| 2023 | 84 | 91.67% | 3.57% |
| 2022 | 72 | 91.67% | 0.00% |
| 2021 | 75 | 89.33% | 2.67% |
| 2020 | 73 | 100% | 0.00% |
| 2019 | 69 | 85.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Small Bank |
| Nov 2015 | Satisfactory | Small Bank |
| Aug 2010 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$281M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/kearney-trust-company" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets
| 2018 | 72 | 90.28% | 4.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red