Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$672M
Total Deposits
$567M
Net Loans
$361M
Net Income
$3M
ROA
1.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.78%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 164 | 50.61% | 29.88% |
| 2023 | 168 | 38.1% | 45.83% |
| 2022 | 309 | 50.81% | 27.18% |
| 2021 | 352 | 50.85% | 30.11% |
| 2020 | 264 | 46.97% | 32.95% |
| 2019 | 242 | 45.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2015
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Total Branches
10
Branch Deposits
$564M
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 284 | 51.06% | 32.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red