This institution is no longer active
Operations ceased on August 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$260M
Total Deposits
$199M
Net Loans
$210M
Net Income
$2M
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.75%
Risk-Based Capital
27.80%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 129 | 75.97% | 8.53% |
| 2023 | 147 | 71.43% | 10.20% |
| 2022 | 219 | 81.74% | 8.22% |
| 2021 | 353 | 78.47% | 10.76% |
| 2020 | 504 | 79.76% | 11.11% |
| 2019 | 212 | 84.43% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Small Bank |
| Jan 2017 | Satisfactory | Small Bank |
| Feb 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$199M
1-Year Change
0
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Preview:
Address
County
Established
Total Assets
| 2018 | 209 | 76.56% | 8.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red