Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.3B
Net Loans
$1.6B
Net Income
$8M
ROA
1.17%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.69%
Risk-Based Capital
18.91%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 36 | 100% | 0.00% |
| 2023 | 51 | 90.2% | 0.00% |
| 2022 | 66 | 83.33% | 0.00% |
| 2021 | 79 | 83.54% | 1.27% |
| 2020 | 77 | 84.42% | 1.30% |
| 2019 | 96 | 77.08% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Wholesale/Limited Purpose |
| Nov 2022 | Satisfactory | Wholesale/Limited Purpose |
| Oct 2019 | Satisfactory | Wholesale/Limited Purpose |
10 previous ratings locked — back to 1992
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Total Branches
2
Branch Deposits
$2.1B
1-Year Change
0
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Preview:
| 2018 | 133 | 70.68% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red