This institution is no longer active

Operations ceased on October 1, 1992. CRA examination history below reflects the period it was active.

INTER-COUNTY SAVINGS BANK

NEW PALTZ, NY · Supervised by FDIC

Est. 1871FDIC #16,006RSSD: FDIC-16006

Satisfactory

Current rating · Exam: January 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

29 Main Street, NEW PALTZ, NY

County

Ulster County

Established

May 1, 1871

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 26, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$156M

Total Deposits

$144M

Net Loans

$126M

Net Income

$215K

ROA

0.18%

ROE

2.67%

Risk-Based Capital

11.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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