Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$86M
Total Deposits
$74M
Net Loans
$66M
Net Income
$243K
ROA
1.12%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.51%
Risk-Based Capital
13.21%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 23 | 91.3% | 8.70% |
| 2019 | 42 | 71.43% | 16.67% |
| 2018 | 38 | 78.95% | 13.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
| Jun 2010 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$72M
1-Year Change
0
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