Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.1B
Total Deposits
$1.8B
Net Loans
$1.5B
Net Income
$5M
ROA
1.00%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.20%
Risk-Based Capital
11.64%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 716 | 65.64% | 10.06% |
| 2023 | 665 | 66.62% | 13.68% |
| 2022 | 894 | 68.23% | 11.74% |
| 2021 | 1,709 | 71.04% | 9.60% |
| 2020 | 2,614 | 75.59% | 7.88% |
| 2019 | 1,407 | 66.6% | 11.37% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Large Bank |
| Oct 2022 | Satisfactory | Large Bank |
| Oct 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
18
Branch Deposits
$1.8B
1-Year Change
+1
5-year net change: +2 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red