This institution is no longer active
Operations ceased on April 8, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$728M
Total Deposits
$601M
Net Loans
$341M
Net Income
$3M
ROA
1.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.21%
Risk-Based Capital
20.16%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 547 | 63.44% | 9.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2016 | Outstanding | Intermediate Small Bank |
| Jul 2013 | Satisfactory | Intermediate Small Bank |
| Apr 2011 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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County
Established
Total Assets