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This institution is no longer active

Operations ceased on January 14, 2005. CRA examination history below reflects the period it was active.

HUDSON RIVER BANK & TRUST COMPANY

HUDSON, NY · Supervised by FDIC

Est. 1850FDIC #15,968RSSD: FDIC-15968
Satisfactory Same

Current rating · Exam: May 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

One Hudson City Centre, HUDSON, NY

County

Columbia County

Established

April 4, 1850

Total Assets

$2.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2002

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$2.5B

Total Deposits

$1.8B

Net Loans

$1.7B

Net Income

$28M

ROA

1.08%

ROE

10.41%

Risk-Based Capital

15.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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