This institution is no longer active
Operations ceased on February 5, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$1.9B
Net Loans
$1.8B
Net Income
$29M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.88%
Risk-Based Capital
16.17%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 9 | 100% | 0.00% |
| 2020 | 434 | 70.74% | 5.76% |
| 2019 | 2,840 | 79.47% | 2.50% |
| 2018 | 5,442 | 51.6% | 16.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2019 | Satisfactory | Intermediate Small Bank |
| May 2016 | Satisfactory | Intermediate Small Bank |
| Nov 2012 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2006
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Established
Total Assets