This institution is no longer active
Operations ceased on August 1, 2018. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$22M
Total Deposits
$19M
Net Loans
$13M
Net Income
$188K
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.17%
Risk-Based Capital
22.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1,726 | 59.97% | 24.68% |
| 2021 | 1,485 | 60.88% | 19.39% |
| 2020 | 1,556 | 66.65% | 13.95% |
| 2019 | 1,090 | 59.17% | 21.65% |
| 2018 | 382 | 66.49% | 11.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2014 | Satisfactory | Small Bank |
| Apr 2009 | Satisfactory | Small Bank |
| Apr 2004 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1993
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Established
Total Assets