This institution is no longer active

Operations ceased on February 19, 2004. CRA examination history below reflects the period it was active.

HORIZON BANK AND TRUST COMPANY

BRAINTREE, MA · Supervised by FDIC

Est. 1998FDIC #34,674RSSD: FDIC-34674

Satisfactory

Current rating · Exam: December 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Address

501 John Mahar Highway, BRAINTREE, MA

County

Norfolk County

Established

June 15, 1998

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$131M

Total Deposits

$103M

Net Loans

$110M

Net Income

$1M

ROA

0.95%

ROE

9.54%

Risk-Based Capital

12.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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