Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$1.3B
Net Income
$5M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.06%
Risk-Based Capital
11.92%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 474 | 82.91% | 7.59% |
| 2023 | 547 | 84.64% | 7.31% |
| 2022 | 529 | 88.66% | 3.40% |
| 2021 | 1,157 | 85.48% | 5.70% |
| 2020 | 1,491 | 83.03% | 7.98% |
| 2019 | 687 | 83.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Outstanding | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
19
Branch Deposits
$1.3B
1-Year Change
-3
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Preview:
| 2018 | 518 | 84.36% | 8.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red