Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$312M
Total Deposits
$277M
Net Loans
$257M
Net Income
$765K
ROA
0.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.03%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 187 | 89.3% | 4.81% |
| 2023 | 170 | 86.47% | 10.59% |
| 2022 | 223 | 86.1% | 8.07% |
| 2021 | 217 | 88.94% | 2.76% |
| 2020 | 189 | 86.77% | 6.35% |
| 2019 | 221 | 91.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$267M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 175 | 90.86% | 6.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red