🏦Bank Scorer

This institution is no longer active

Operations ceased on September 2, 2025. CRA examination history below reflects the period it was active.

HOMESTREET BANK

SEATTLE, WA · Supervised by FDIC

Est. 1986FDIC #32,489RSSD: FDIC-32489
Part ofHOMESTREET INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.04%

Institution Profile

FDIC BankFind

Address

601 Union Street, Suite 2000, SEATTLE, WA

County

King County

Established

August 18, 1986

Total Assets

$7.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$7.6B

Total Deposits

$5.9B

Net Loans

$5.9B

Net Income

$2M

ROA

0.04%

ROE

0.57%

Risk-Based Capital

13.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate18.75%Peer avg: 9.91%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

59

Branch Deposits

$5.9B

1-Year Change

0

5-year net change: -3 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20242,37962.93%18.75%
20232,46959.38%21.22%
20224,94073.02%11.60%
20218,50679.72%6.71%
20208,95176.85%7.11%
201915,13269.46%5.60%
201827,05671.87%5.04%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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