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HOME SAVINGS AND LOAN ASSOCIATION OF CARROLL COUNTY, F.A.

NORBORNE, MO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1919FDIC #27,898
Outstanding Same

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.75%

Institution Profile

FDIC BankFind

Address

210 E 2nd St, NORBORNE, MO

County

Carroll County

Established

January 1, 1919

Total Assets

$133M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 26, 2024

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Feb 2029(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$133M

Total Deposits

$114M

Net Loans

$87M

Net Income

$246K

ROA

0.75%

ROE

5.24%

Risk-Based Capital

24.81%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$106M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2018

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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