Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$995M
Total Deposits
$868M
Net Loans
$676M
Net Income
$6M
ROA
2.56%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.10%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 492 | 82.93% | 7.52% |
| 2023 | 475 | 86.32% | 5.05% |
| 2022 | 582 | 82.47% | 7.39% |
| 2021 | 905 | 86.08% | 6.74% |
| 2020 | 1,400 | 89.64% | 5.21% |
| 2019 | 729 | 84.36% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
15
Branch Deposits
$839M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 559 | 78.89% | 10.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red