This institution is no longer active

Operations ceased on April 27, 2012. CRA examination history below reflects the period it was active.

HARVEST BANK OF MARYLAND

GAITHERSBURG, MD · Supervised by FDIC

Est. 2004FDIC #57,766RSSD: FDIC-57766

Part ofHARVEST BCORP INC→ View all charters

Satisfactory

Current rating · Exam: January 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.60%

Institution Profile

FDIC BankFind

Address

15810 Gaither Dr, Suite 220, GAITHERSBURG, MD

County

Montgomery County

Established

November 15, 2004

Total Assets

$163M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$163M

Total Deposits

$146M

Net Loans

$87M

Net Income

$-1,474K

ROA

-3.60%

ROE

-291.59%

Risk-Based Capital

1.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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