This institution is no longer active
Operations ceased on November 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$5.6B
Total Deposits
$4.5B
Net Loans
$4.7B
Net Income
$19M
ROA
0.44%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.64%
Risk-Based Capital
12.48%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,034 | 44.2% | 45.07% |
| 2023 | 1,045 | 44.31% | 43.83% |
| 2022 | 1,644 | 53.53% | 34.49% |
| 2021 | 1,360 | 55.22% | 32.43% |
| 2020 | 22 | 81.82% | 18.18% |
| 2019 | 44 | 86.36% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2021 | Outstanding | Large Bank |
| May 2018 | Outstanding | Large Bank |
| Mar 2015 | Satisfactory | Large Bank |
Exam dates and details are paywalled
Total Branches
33
Branch Deposits
$4.5B
1-Year Change
0
5-year net change: +4 branches
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Address
County
Established
Total Assets
| 9.09% |
| 2018 | 360 | 54.17% | 31.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red