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This institution is no longer active

Operations ceased on September 12, 2009. CRA examination history below reflects the period it was active.

HAGERSTOWN TRUST COMPANY

HAGERSTOWN, MD · Supervised by FDIC

Est. 1933FDIC #1,899RSSD: FDIC-1899
Part ofFULTON FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.93%

Institution Profile

FDIC BankFind

Address

83 West Washington Street, HAGERSTOWN, MD

County

Washington County

Established

October 7, 1933

Total Assets

$563M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 5, 2008

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$563M

Total Deposits

$453M

Net Loans

$331M

Net Income

$3M

ROA

0.93%

ROE

13.77%

Risk-Based Capital

11.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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